Ability or opportunity to act: What shapes financial well-being?

Jonathan Fu

doi:10.1016/j.worlddev.2019.104843

journal article Apr 01, 2020

Ability or opportunity to act: What shapes financial well-being?

Jonathan Fu

World Development Vol. 128 pp. 104843 · Elsevier BV

View at Publisher Save 10.1016/j.worlddev.2019.104843

Topics

No keywords indexed for this article. Browse by subject →

References

52

[1]

Allen "Foundations of financial inclusion" Policy Research Working Paper (2012)

[2]

Atkinson "Levels of financial capability in the UK" Public Money and Management (2007) 10.1111/j.1467-9302.2007.00552.x

[3]

Atkinson (2016)

[4]

Beverly "Determinants of asset holdings" (2008)

[5]

Beverly "Institutional determinants of saving: Implications for low-income households and public policy" The Journal of Socio-Economics (1999) 10.1016/s1053-5357(99)00046-3

[6]

Bhutta "Payday loans and consumer financial health" Journal of Banking & Finance (2014) 10.1016/j.jbankfin.2014.04.024

[7]

Binswanger "How real people make long-term decisions: The case of retirement preparation" Journal of Economic Behavior & Organization (2012) 10.1016/j.jebo.2011.08.010

[8]

Financial well-being: A conceptualization and research agenda

Elisabeth C. Brüggen, Jens Hogreve, Maria Holmlund et al.

Journal of Business Research 2017 10.1016/j.jbusres.2017.03.013

[9]

Campbell "Restoring rational choice: The challenge of consumer financial regulation" American Economic Review (2016) 10.1257/aer.p20161127

[10]

CFPB (2015)

[11]

Chen "Growth and vulnerabilities in microfinance" Focus Note (2010)

[12]

Clark "Effectiveness of employer- provided financial information: Hiring to retiring" American Economic Review (2012) 10.1257/aer.102.3.314

[13]

Demirgüç-Kunt (2017)

[14]

Dobbie "Consumer bankruptcy and financial health" Review of Economics and Statistics (2017) 10.1162/rest_a_00669

[15]

Donoso "The rationale behind informal finance: Evidence from ROSCAS in Bolivia" The Journal of Developing Areas (2011) 10.1353/jda.2011.0000

[16]

Ellison "A model of add-on pricing" The Quarterly Journal of Economics (2005)

[17]

Financial Literacy, Financial Education, and Downstream Financial Behaviors

Daniel Fernandes, John G. Lynch, Richard G. Netemeyer

Management Science 2014 10.1287/mnsc.2013.1849

[18]

Figart "Institutionalist policies for financial inclusion" Journal of Economic Issues (2013) 10.2753/jei0021-3624470404

[19]

Gabaix "Shrouded attributes, consumer myopia and information suppression in competitive markets" (2018)

[20]

Gallup (2018)

[21]

Gardeva (2011)

[22]

Ghate "Interaction between the formal and informal financial sectors: The Asian experience" World Development (1992) 10.1016/0305-750x(92)90056-2

[23]

Ghosh "Microfinance and the challenge of financial inclusion for development" Cam- bridge Journal of Economics (2013) 10.1093/cje/bet042

[24]

Greninger "Ratios and benchmarks for measuring the financial well-being of families and individuals" Financial Services Review (1996) 10.1016/s1057-0810(96)90027-x

[25]

Gúerin "Understanding the diversity and complexity of demand for microfinance services: Lessons from informal finance" (2011)

[26]

Guirkinger "Understanding the coexistence of formal and informal credit markets in Piura, Peru" World Development (2008) 10.1016/j.worlddev.2007.07.002

[27]

Financial Literacy, Financial Education, and Economic Outcomes

Justine S. Hastings, Brigitte C. Madrian, William L. Skimmyhorn

Annual Review of Economics 2013 10.1146/annurev-economics-082312-125807

[28]

Huang "Financial knowledge and child development account policy: A test of financial capability" Journal of Consumer Affairs (2013) 10.1111/joca.12000

[29]

IPA (2017)

[30]

Kabadayi "Exploring the antecedents of financial well-being: Where we are and where we go from here" International Journal of Bank Marketing (2019) 10.1108/ijbm-06-2019-338

[31]

Kaiser "Does financial education impact financial literacy and financial behavior, and if so, when?" The World Bank Economic Review (2017) 10.1093/wber/lhx018

[32]

Klapper "Financial literacy and its con- sequences: Evidence from Russia during the financial crisis" Journal of Banking & Finance (2013) 10.1016/j.jbankfin.2013.07.014

[33]

Ladha (2017)

[34]

Larrimore, J., Arthur-Bentil, M., Dodini, S., & Thomas, L., 2015, Report on the economic well-being of US households in 2014, Available at: http://www. federalreserve. gov/econresdata/2014-reporteconomic-well-being-us-households-201505.pdf.

[35]

Le Blanc "Towards integration at last? The sustainable development goals as a network of targets" Sustainable Development (2015) 10.1002/sd.1582

[36]

Loke "Increasing youth financial capability: An evaluation of the MyPath savings initiative" Journal of Consumer Affairs (2015) 10.1111/joca.12066

[37]

Planning and Financial Literacy: How Do Women Fare?

Annamaria Lusardi, Olivia S Mitchell

American Economic Review 2008 10.1257/aer.98.2.413

[38]

The Economic Importance of Financial Literacy: Theory and Evidence

Annamaria Lusardi, Olivia S. Mitchell

Journal of Economic Literature 2014 10.1257/jel.52.1.5

[39]

Lusardi "Financial literacy and retirement preparedness: Evidence and implications for financial education" Business Economics (2007) 10.2145/20070104

[40]

McIntosh "How rising competition among microfinance institutions affects incumbent lenders" The Economic Journal (2005) 10.1111/j.1468-0297.2005.01028.x

[41]

McIntosh "Competition and microfinance" Journal of Development Economics (2005) 10.1016/j.jdeveco.2004.11.008

[42]

Mullainathan (2012)

[43]

Nussbaum (2011)

[44]

Perotti (2013)

[45]

Ponce-Rodriguez (2008)

[46]

Prawitz "InCharge financial distress/financial well-being scale: Development, administration, and score interpretation" Journal of Financial Counseling and Planning (2006)

[47]

Sen (1988)

[48]

Sherraden "Financial literacy to financial capability: Building financial stability and security, in" (2016)

[49]

Sherraden "Creating financial capability in the next generation: An introduction to the special issue" Journal of Consumer Affairs (2015) 10.1111/joca.12067

[50]

Steel "Informal financial markets under liberalization in four African countries" World Development (1997) 10.1016/s0305-750x(96)00133-7

Showing 50 of 52 references

Metrics

80

Citations

52

References

Details

Published: Apr 01, 2020
Vol/Issue: 128
Pages: 104843
License: View

Authors

J

Jonathan Fu

Funding

Schweizerischer Nationalfonds zur Förderung der Wissenschaftlichen Forschung

Cite This Article

Jonathan Fu (2020). Ability or opportunity to act: What shapes financial well-being?. World Development, 128, 104843. https://doi.org/10.1016/j.worlddev.2019.104843

Ability or opportunity to act: What shapes financial well-being?

You May Also Like