journal article
Apr 04, 2026
INTERNET BANKING AND TECHNOLOGICAL DISRUPTIONS AT ICICI BANK
Abstract
This study examines Internet banking and technological disruptions, focusing on ICICI Bank. It investigates how digital technology has made banking transactions safer, faster, and more convenient for customers. The report highlights ICICI Bank's cutting-edge client experience offerings. Blockchain technologies, AI chatbots, and mobile banking apps are examples. It also addresses cybersecurity concerns, system failures, and digital literacy gaps. Technology can boost bank efficiency and cut costs, according to the paper. It also examines user satisfaction with online banking services. The report emphasizes the significance of staying current with technology to compete in finance. Online banking security regulations and compliance techniques are also discussed.
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References
5
[1]
1. Goenka, B. (2020).Emerging Technologies Disrupting the Financial Sector.
[2]
2. King, T., et al. (2021). Disruptive Technology in Banking and Finance: An International Perspective on FinTech.
10.1007/978-3-030-81835-7
[3]
3. Padhy, L. P. (2023).Digital Disruptions in the Indian Banking Sector: Opportunities and Challenges. Indian Institute of Banking & Finance.
[4]
4. Vives, X. (2024).Digital Disruption in Banking and its Impact on Competition.
[5]
5. Acosta-Prado, J.C., et al. (2024). "Trends in the Literature About the Adoption of Digital Banking in Emerging Economies: A Bibliometric Analysis."
10.3390/jrfm17120545
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Citations
5
References
Details
- Published
- Apr 04, 2026
- Pages
- 428
Cite This Article
Mr VR RAMAKRISHNA, PUSA LATHA (2026). INTERNET BANKING AND TECHNOLOGICAL DISRUPTIONS AT ICICI BANK. IJTLS, 428. https://doi.org/10.65713/ijtlsv2i245
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